Operator of the Website

This site is owned and operated by Dreamer Analytics Pty Ltd trading as Cardinal Finance (“Cardinal Finance”).

General Statement

The following Terms and Conditions regulate your use of our website. Please read these Terms & Conditions carefully before accessing our website. Your access to or use of this website is conditional upon your acceptance and compliance with the terms, conditions, policies and disclaimers contained on this page and elsewhere on the site (“general conditions”). Your access to the site constitutes your agreement to be bound by the general conditions.

The provision by Cardinal Finance, its affiliates and suppliers of the data, information and services on our site to you is expressly conditioned on your acceptance (without modification) of the terms and conditions contained herein. Your use of our website constitutes your agreement to all such terms and conditions. The materials and information on our website are provided to give you general guidance in the operation of our finance brokerage services. Cardinal Finance and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on our website. Whilst Cardinal Finance works takes reasonable steps to keep the information on our website accurate, complete and up-to-date, Cardinal Finance and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information.

Cardinal Finance considers privacy of paramount importance and no attempt is made to identify you, unless you expressly choose to do so. You are aware that your use of our website is monitored. This is undertaken to improve our website, and to make your visit to our website a more relevant experience.

Cardinal Finance reserves the right to amend the general conditions at any time and you should periodically refer to them on this page and elsewhere on the site.

Content

The content of the website (www.cardinalfinance.com.au) includes text, software, graphics and advertisements provided by Cardinal Finance its affiliates, third parties and its independent contractors.). Whilst Cardinal Finance takes reasonable steps to ensure that the information its websites is correct it makes no representations that the content will be complete, accurate, reliable, suitable or up to date and that your access to the website will be free from interruption or errors and the website or the hosting servers are free of viruses or any other harmful components. Cardinal Finance does not accept any responsibility or liability for any actions taken as a result of, or in reliance on, information on its websites.

In addition, Cardinal Finance reserves the right to change information on its websites at any time and without notice in its absolute discretion. Cardinal Finance does not warrant or guarantee that its websites or web services will be available uninterrupted or free from errors or viruses and accepts no liability for any loss or damage suffered by any user. Users use Cardinal Finance websites and web services entirely at their own risk. If you believe any information on Cardinal Finance websites is inaccurate, out of date or misleading, please bring it to our attention by an email to info@cardinalfinance.com.au.

Exclusions

To the extent allowable by law Cardinal Finance and its affiliates exclude;

All warranties, circumstances and terms implied by regulation, general law or worldwide convention including, without restriction, any and all implied warranties with respect to merchantability, suitability of purpose, title and non-infringement; and liability to you or any person in respect of any loss or damage arising out of or in connection with any use of the website or the information on or provided through the website, as well as, without limitation, all liability in respect of consequential, incidental, indirect, extraordinary, punitive or exemplary damages (such as loss of profits or loss or corruption of data and loss of goodwill) even if it has been advised of the likelihood of such loss or damage. Where the law implies any phrase in relation to your use of the website or any understanding arising out of your accessing the website and that law prohibits exclusion of that phrase, then that phrase is included. If and to the amount permitted by law, however, Cardinal Finance and its affiliates limit their liability for breach of such phrase to the resupply of services.

Intellectual Property

The following marks are intellectual property of Cardinal Finance and/or its licensors:

All other trademarks displayed on this website are trademarks of their respective owners. Nothing contained on the website should be construed as granting any license or right to use any trademark displayed on the website without the express written permission of Cardinal Finance or the relevant third-party owner.

Copyright

The copyright in the content is owned by Cardinal Finance, its suppliers and/or licensors unless specifically indicated otherwise on the website. The content is protected by Australian and international copyright and trademark laws and is supplied for information use only. Except as explicitly provided for above and separately from any fair dealing permitted under the Copyright Act 1968, Cardinal Finance grants visitors to the website a license to download, display, print and reproduce this material for private use or within your organisation, for non-commercial purposes only.

Contact Us & Form Terms & Conditions

Further to the general Terms & Conditions of use for the Cardinal Finance website, the following apply. Cardinal Finance provides a useful and simple method for visitors to the website to contact Cardinal Finance. By using this service you understand and agree that:

• The information provided will only be used for the purpose to which it was requested and its use subject to the Privacy Policy

• For a response to be provided, contact information must be provided.

• Cardinal Finance will respond within 5 business days.

Please direct all enquiries to info@cardinalfinance.com.au